LITERASI KEUANGAN DALAM PERSPEKTIF MAHASISWA: (STUDI KASUS MAHASISWA FEBI IAIN LHOKSEUMAWE)

Abstract

Every individual wants a happy and prosperous life. To achieve that it takes knowledge of financial literacy
in order for someone to avoid financial problems. This study aims to examine how the level of financial
literacy students majoring in Islamic economics Faculty of Economics and Business Islam (FEBI) IAIN
Lhokseumawe. And whether the level of income affects the management and financial decisions of students
of the Department of Sharia Economics FEBI IAIN Lhokseumawe. Respondents studied are students who
come from FEBI majoring in Sharia Economics amounted to 100 people. Mean and frequency test were used
in this study. The result of the study shows that the average score of financial literacy students of Economics
Department of FEBI IAIN Lhokseumawe of 3.27 (65.4%) means that the level of student financial literacy
is still far from the optimum or still quite enough, even close to the low category so it should be increased
especially related to the knowledge of expenditure, credit, savings and investment. The average student income
level lies in the medium/moderate category of 56%. Giving meaning differences in student income levels
affect financial management and make the right financial decisions.