Editorial Policies

Focus and Scope

An objective of the Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan is to promote the wide dissemination of the results of systematic scholarly inquiries into the broad field of Financial Institutions and Banks. The Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan invites manuscripts in the areas of:


Islamic Finance Management; Financial Reporting; Asset Pricing; Behavioral Finance; Corporate Finance; Empirical Finance; Financial Accounting; Financial Applications of Decision Theory or Game Theory; Financial Applications of Simulation or Numerical Methods; Financial Economics; Financial Forecasting; Financial Risk Management and Analysis; Financial Technology; International Finance; Portfolio Optimization and Trading; Real Estate Finance; Regulation of Financial Markets and Institutions; Rural Finance; Stochastic Models for Asset and Instrument Prices; Systemic Risk; Taxation.


Banking Efficiency; Banking Regulation; Bank Solvency and Capital Structure; Bank Management; Bank Fund Management, Central Banking; Conventional versus Non-Conventional Banking; Credit Rating; CSR of Bank; Financial Stability; E-Banking; Foreign Exchange Management, Investment Banking; International Banking; Internet Banking; Islamic Banking; Liquidity Management; Merchant Banking; Mobile Banking; Monetary and Fiscal Policy Decision-Making; Online Banking; Offshore Banking; Retail Banking; SMEs Banking.

The Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan accepts articles in any related subjects and any research methodology that meet the standards established for publication in the journal. The primary, but not exclusive, audiences are academicians, students, practitioners, and others interested in Financial Institutions and Banks.

The primary criterion for publication in Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan is the significance of the contribution an article makes to the literature and practice in Financial Institutions and banks area, i.e., the significance of the contribution and on the rigor of analysis and presentation of the paper. The acceptance decision is made based upon an independent review process that provides critically constructive and prompt evaluations of submitted manuscripts.


Section Policies


Checked Open Submissions Checked Indexed Checked Peer Reviewed

Peer Review Process

The research article submitted to this online journal will be peer-reviewed at least by 1 (one) reviewers. The final decision of the acceptance or rejection of the article is made by Editor-in-Chief based on the comments given by the reviewers.  Screening of plagiarism will be done by utilizing Google Scholar and/or Viper. The accepted research articles will be available online following the journal peer-reviewing process. Language used in this journal is English or Indonesian.


Publication Frequency

Al-Masraf Journal publishes two issues per year (June and December)


Open Access Policy

This journal provides immediate open access to its content on the principle that making research freely available to the public supports a greater global exchange of knowledge.

All articles published Open Access will be immediately and permanently free for everyone to read and download. We are continuously working with our author communities to select the best choice of license options, currently being defined for this journal as follows:

Creative Commons Attribution-NonCommercial-ShareAlike 4.0 (CC BY-NC-SA 4.0)



This journal utilizes the LOCKSS system to create a distributed archiving system among participating libraries and permits those libraries to create permanent archives of the journal for purposes of preservation and restoration.


Author Fees

Being an open accessed journal and disseminating articles for free under the Creative Commons license term mentioned, author(s) aware that Al-Masraf: Jurnal Lembaga Keuangan dan Perbankan entitles the author(s) to no royalties or other fees.