FINANCIAL TRAUMA DAN RISIKO (POST-TRAUMATIC STRESS DISORDER) PTSD AKIBAT KRISIS EKONOMI: IMPLIKASI BAGI BIMBINGAN DAN KONSELING

Nur Nafisa Salsabila

Abstract


Tekanan akibat kehilangan pekerjaan, meningkatnya utang, serta kesulitan memenuhi kebutuhan dasar yang ditimbulkan oleh krisis ekonomi berpotensi menimbulkan financial trauma, yaitu tekanan psikologis serius yang ditandai dengan kecemasan berlebih, rasa tidak aman, dan gejala distress lainnya. Penelitian ini bertujuan mendeskripsikan financial trauma dan risikonya terhadap gangguan stres pascatrauma (PTSD), serta menelaah implikasi bimbingan dan konseling. Metode yang digunakan adalah pendekatan kualitatif dengan desain studi kasus, di mana data dikumpulkan melalui wawancara terbuka terhadap individu yang terdampak langsung krisis ekonomi dengan distress psikologis terkait finansial. Hasil penelitian menunjukkan bahwa trauma finansial memiliki keterkaitan erat dengan munculnya gejala PTSD, seperti pengulangan pengalaman traumatis, penghindaran, dan hypervigilance. Temuan ini menegaskan pentingnya layanan bimbingan dan konseling berbasis trauma-informed care , konseling krisis, dan penguatan literasi finansial untuk memfasilitasi pemulihan psikologis individu terdampak. Penelitian ini berimplikasi pada pengembangan praktik konseling yang lebih adaptif dalam menghadapi dampak psikologis krisis ekonomi.

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DOI: https://doi.org/10.15548/atj.v11i2.12483

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